Company Overview
Advanced Payment is a fintech company headquartered in London, United Kingdom, specializing in high-performance payment processing and API gateway services for global businesses. Founded in 2015, the company enables businesses to rapidly connect to global payment networks through a unified API interface, supporting major card schemes including Visa, Mastercard, and American Express, along with diverse local payment methods. Advanced Payment's infrastructure serves 100+ countries, processing billions of dollars in annual transaction volume.
Related Provider: Advanced Payment Provider
Founders & History
Advanced Payment was founded in 2015 in London by a team of technology experts with extensive experience in payments and fintech. The founding team previously held roles at leading financial institutions and payment companies including Barclays and Worldpay, giving them deep insight into the technical challenges and compliance requirements of enterprise payment processing. The company's mission is to simplify the complexity of global payment integration through modern API architecture.
Milestones
- 2015: Company founded in London, United Kingdom
- 2016: Core payment API gateway launched, supporting major credit and debit cards
- 2018: Expanded to European markets, supporting SEPA and multiple European local payment methods
- 2020: Smart routing and auto-retry mechanisms introduced; payment success rate exceeded 98%
- 2021: Achieved PCI DSS Level 1 certification and ISO 27001 information security certification
- 2023: Launched Advanced Fraud Shield — intelligent risk management engine
- 2024-2026: Expanded to Asia-Pacific and Latin American markets; supports 50+ local payment methods
Product Portfolio
| Product | Description |
|---|---|
| Payment API Gateway | Core payment processing API supporting multiple card types and payment methods |
| Smart Routing | AI-driven transaction routing engine that automatically selects optimal processing channels |
| Fraud Engine | Real-time fraud detection and risk scoring system |
| Settlement Management | Automated reconciliation, settlement reporting, and multi-currency settlement |
| Subscription Billing | API tools for recurring payments and subscription management |
Core Strengths
- High-Performance API: Millisecond response times, 99.99% uptime SLA, suitable for high-concurrency transaction scenarios
- Smart Routing Optimization: AI-powered routing engine automatically selects the highest-success-rate processing channel
- Global Coverage: Payment acceptance in 100+ countries, 50+ local payment methods
- Compliance Guaranteed: PCI DSS Level 1 certified, GDPR compliant, SOC 2 certified
