Overview

Founded in 2011 and headquartered in Sao Paulo, Brazil, PagHiper is a leading local payment platform specializing in payment automation for Brazil's two dominant methods: Boleto (bank slips) and Pix (instant payments). With transparent pay-per-paid-order pricing and no monthly fees, PagHiper serves 800K+ merchants across e-commerce, SaaS, and digital content.

PagHiper's core value is packaging Brazil's complex payment infrastructure (bank slips, instant transfers, holiday settlement) into simple APIs and e-commerce plugins, letting merchants start collecting payments in minutes. For cross-border sellers entering Brazil and local businesses, PagHiper offers a low-cost, high-conversion collection channel and is a key player in the Brazilian payment ecosystem.

Key Strengths

  • Instant Pix Collection: Pix is Brazil's central bank instant payment system; PagHiper provides Pix QR codes and payment links with fees from R$0.99 per transaction, settling instantly on holidays and weekends for faster cash flow.
  • Pay-Per-Paid-Order Model: No monthly fees or percentage cuts (0 monthly fee) — merchants are charged only when a Pix or Boleto is actually paid, with no onboarding or cancellation fees, ideal for small-ticket e-commerce.
  • Boleto Híbrido Dual Channel: One bill supports both traditional bank slip payment and Pix QR scanning (2 channels), covering both carded and cardless consumers for higher conversion.
  • Fast Go-Live: Official plugins for WooCommerce, Loja Integrada, and other major e-commerce platforms, plus a full API, let merchants start collecting within 5 minutes.
  • T+2 Settlement: Funds typically reach merchant accounts within 2 days, with instant Pix compensation for better cash-flow management.

Product Ecosystem

Pix Collection

PagHiper offers a complete Pix collection suite including QR codes, payment links, and collection codes. Merchants can embed them in checkout pages or standalone sites; consumers scan and pay instantly with per-transaction fees, ideal for businesses needing fast cash recovery.

Boleto Bancário

Boleto is Brazil's unique bank payment slip, payable at bank counters, ATMs, or via internet banking. PagHiper provides full Boleto generation, display, reconciliation, and auto-verification, helping merchants reach Brazilian consumers without credit cards.

Boleto Híbrido

Boleto Híbrido is PagHiper's flagship product, merging traditional Boleto and Pix into one bill: consumers can pay the traditional way or scan the QR code to settle instantly with Pix, combining reach with speed.

E-commerce Plugins & Open API

PagHiper provides official plugins for WooCommerce, Loja Integrada, Jet, and other major e-commerce platforms, alongside a REST API and webhooks for self-service integration, automated reconciliation, and custom settlement flows.

Limitations

  • Brazil-Only Coverage: PagHiper focuses on Brazilian local payments with no international acquiring, multi-currency settlement, or other Latin American country coverage — multi-country operations need platforms like dLocal.
  • Slower Boleto Settlement: Boleto settlement depends on bank processing cycles, generally T+1 to T+2, less instant than Pix or cards, requiring cash-flow planning.
  • Portuguese-First Support: Documentation and support are primarily in Portuguese with limited English resources, creating a language barrier for international teams.

Use Cases

  • Brazilian E-commerce (★★★★★): Online stores targeting Brazilian consumers must support Pix and Boleto at checkout.
  • Cross-border Sellers Entering Brazil (★★★★★): Low-cost, fast access to Brazilian local payments to boost checkout conversion.
  • SaaS & Subscriptions （★★★★☆）: Recurring billing with automated reconciliation to lower operational costs.
  • Digital Content & Game Top-ups （★★★★☆）: Small, high-frequency transactions fit the pay-per-paid-order model.
  • Multi-country Operations （★★★☆☆）: Brazil-only coverage; for multi-country collection see cross-border payment platform comparison.

Pricing

Service Reference Fee Notes
Pix Collection From R$0.99/transaction Per-transaction, no percentage cut
Boleto Collection Fixed fee/transaction Charged only when paid
Monthly Fee None No subscription fee
Onboarding Fee None No account setup fee
Cancellation/Refund Fee None No extra charges
Settlement Cycle T+1 to T+2 Pix instant on holidays/weekends

Note: Reference rates published by PagHiper; actual pricing is subject to the latest official quote. For more rate comparisons see payment gateway rate comparison.

FAQ

  • What is PagHiper? PagHiper is a payment platform founded in 2011 in Sao Paulo, Brazil, specializing in Boleto and Pix payment automation, serving 800K+ merchants with transparent pay-per-paid-order pricing and no monthly fees; see Cross-border Payment Platform Comparison.

  • What is the difference between Pix and Boleto? Pix is Brazil's central bank instant payment system where funds arrive in real time after scanning; Boleto is a bank payment slip payable offline or via internet banking, generally settling in T+1 to T+2. PagHiper's Boleto Híbrido combines both on one bill for speed and reach; see Cross-border Payment Comparison.

  • Can international merchants use PagHiper? PagHiper serves merchants collecting in Brazil and supports international businesses, though compliance may require a Brazilian entity or local partner. See cross-border collection comparison for guidance.

  • How does PagHiper pricing work? Pix fees start at R$0.99 per transaction and Boleto uses a fixed per-transaction fee, with no monthly fee or percentage cut — charges only apply after a payment is actually made; see Payment Gateway Rate Comparison.

  • PagHiper or PagSeguro? PagSeguro is a larger comprehensive Brazilian platform with more features, while PagHiper focuses on Boleto and Pix collection automation with low-cost pricing. Choose based on business scale and feature needs.