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Payment Gateway

Payment Gateway organizes providers, company profiles, and industry news around payments and financial services so readers can research product differences, service quality, use cases, and industry changes.

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EBANX

Brazil

EBANX, founded in 2012 in Curitiba, Brazil, is a leading Latin American cross-border payment platform covering 15+ countries and 100+ local payment methods. It helps global merchants settle in local currency as a key gateway into Brazil and LATAM.

Stripe

United States

Stripe is the global benchmark for payment APIs with best-in-class developer experience, supporting 135+ currencies and 100+ payment methods from startups to enterprises.

Shopify Payments is the native payment gateway integrated into the Shopify platform, supporting 130+ currencies and 40+ payment methods with zero additional transaction fees.

Paymob

Egypt

Founded in 2015 in Cairo, Egypt, Paymob is a leading MENA payment gateway serving 200,000+ merchants with omnichannel payment solutions including online, mobile, QR, and POS payments.

HitPay

Singapore

HitPay is a Singapore-based payment gateway platform, founded in 2016, focused on Southeast Asian e-commerce and SMEs. Supports 30+ local payment methods with standard rates from 0.9% and seamless Shopify/WooCommerce integration.

PayTabs

Saudi Arabia

PayTabs is the leading payment gateway in the MENA region, founded in 2014 in Riyadh, Saudi Arabia. It supports 400+ payment methods across Saudi Arabia, UAE, Egypt, and other core MENA markets — the standard payment integration for entering Middle Eastern e-commerce.

Paymill

Germany

Paymill was founded in 2011 in Munich, Germany as a European-focused payment API platform. Acquired by ING Group in 2019, it offers clean payment APIs and subscription billing for European merchants.

Payment Depot

United States

Payment Depot, founded in 2014 in Irvine CA, pioneered the membership + interchange wholesale pricing model for credit card processing, saving US merchants 30-50% on processing fees.

PayFast

South Africa

PayFast is South Africa's leading online payment gateway, founded in 2007, focused on the SA e-commerce market with support for EFT, credit cards, and mobile payments — the essential payment infrastructure for South African consumers.

NMI

United States

NMI (Network Merchants) was founded in 2000 in Chicago, Illinois, as a developer-focused full-stack payment gateway platform supporting 200+ US acquirers and flexible API integration.

iPay88

Malaysia

iPay88 was founded in 2001, headquartered in Kuala Lumpur, Malaysia, and is a leading payment gateway platform in Malaysia and Southeast Asia, supporting FPX bank transfer, credit cards, and local wallets.

HyperPay

Saudi Arabia

HyperPay was founded in 2014, headquartered in Saudi Arabia, as a leading payment gateway for the MENA region supporting MADA, STC Pay, and other Gulf local payment methods.

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What Is a Payment Gateway: How It Differs from Acquirers and Merchant Accounts, and How It Charges

Selling on an independent site or SaaS, you will always meet the term "payment gateway". This guide explains the three roles — gateway, acquirer, and merchant account — in one sentence each, then breaks down the payment flow and fee structure so you can calculate the true cost of each transaction.