Overview

Founded in 2003 and headquartered in Poznan, Poland, Przelewy24 (P24) is operated by PayPro S.A. and is one of Poland's largest online payment gateways. P24 provides online collection capabilities for e-commerce and subscription merchants, covering transfer channels across 500+ Polish banks and serving 2500+ merchants with BLIK, pay-by-link bank transfers, cards, installments and BNPL.

P24 holds a leading position in the Polish e-commerce market, supporting fast onboarding via API integration and e-commerce plugins, along with cross-border payments, multi-currency settlement and dynamic currency conversion (DCC) — an essential payment solution for cross-border merchants entering the Polish market.

Key Strengths

  • Polish Market Leader: A payment network covering 500+ Polish banks — one of the most widely used online collection gateways in Polish e-commerce.
  • Deep BLIK Support: BLIK 6-digit code payments, one-click payments and BLIK deferred payments — the most common mobile payment method among Polish users.
  • Full-Scenario Online Collections: 7 methods — pay-by-link bank transfers, cards, installments (Raty), Google Pay/Apple Pay and Click to Pay — cover mainstream payment habits.
  • Installments & BNPL: P24 installments, PayPo and Spingo boost conversion on higher-ticket items. See installment payment solutions.
  • Security & Compliance: Follows PCI DSS and ISO 27001:2022 standards, operated by licensed PayPro S.A. with secure transactions.

Product Ecosystem

Online Collection Gateway

The P24 gateway supports BLIK, pay-by-link bank transfers, cards and wallet payments, offering APIs/SDKs, hosted payment pages and reconciliation reports for e-commerce, subscriptions and digital goods. See online payment integration guide.

BLIK & Mobile Payments

BLIK is Poland's most popular mobile payment method. P24 supports BLIK 6-digit code payments, one-click payments and the BLIK Płacę Później deferred option, covering mainstream Polish mobile payment scenarios.

Installments & Deferred Payments

P24 installments (Raty, including 0% offers), PayPo (buy now, pay later) and Spingo (B2B deferred payments) boost conversion on higher-ticket items. See installment payment solutions.

Limitations

  • Poland-Focused Market: Core payment methods target the Polish local market, with limited local payment coverage in Western Europe and global markets.
  • Limited International Awareness: The brand mainly serves Poland and CEE markets, with few English resources and limited global support, raising evaluation costs for non-Polish merchants.
  • Mainland China Restriction: Mainland China onboarding and CNY localization are limited; domestic e-commerce should use Alipay and WeChat Pay.
  • Polish-First Documentation: Developer documentation and customer support are primarily in Polish, requiring language support for international integration.

Use Cases

  • Polish E-commerce Acquiring (★★★★★): Covering 500+ banks and BLIK — the essential gateway for entering the Polish market.
  • BLIK Integration (★★★★★): The top choice for merchants needing BLIK 6-digit and one-click payments.
  • Subscriptions & Digital Goods （★★★★☆）: The gateway supports subscriptions and digital products for the CEE market.
  • Installments & High-Ticket Items （★★★★☆）: P24 installments and PayPo boost conversion for high-value goods. See installment payment solutions.
  • Global Cross-Border Merchants （★★★☆☆）: Coverage outside Poland is limited; pair with global gateways like Stripe.

Pricing

Service Reference Rate Notes
Bank Transfers (pay-by-link) ~1.5%-2% Billed by transaction type
Card Payments ~2.5%-3% Billed by card scheme
BLIK ~1.5%-2% Billed by transaction type
Installments/BNPL Custom rates Negotiated by period and merchant
Cross-Border/Multi-Currency Custom rates Includes DCC service

Note: Reference rates only; actual quotes prevail. For more comparisons see payment gateway rate comparison.

FAQ

  • What is Przelewy24? Przelewy24 (P24) was founded in 2003 and is operated by PayPro S.A. — one of Poland's largest online payment gateways, covering 500+ Polish banks and the standard payment solution for Polish e-commerce; see Cross-border Payment Platform Comparison.

  • Does Przelewy24 support BLIK? Yes. P24 deeply supports BLIK 6-digit code payments, one-click payments and the BLIK Płacę Później deferred option — the most common mobile payment method among Polish users; see Cross-border Payment Comparison.

  • Is Przelewy24 suitable for Chinese sellers? Sellers targeting the Polish and European markets can use P24 for collections, but mainland China direct onboarding and CNY localization are limited; domestic e-commerce should use Alipay or WeChat Pay.

  • How do I choose between Przelewy24 and Stripe? For a Polish target market needing BLIK and local bank transfers, P24 is essential; for global payment coverage and a developer ecosystem, Stripe is usually superior. See cross-border payment platform comparison.