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Middle East Payment Playbook: Gulf Card Networks, Cash on Delivery, and Regulators

The hard part of Middle East payments is that every Gulf market runs its own domestic card network, so international card coverage is not local coverage. This playbook goes country by country across Saudi Arabia, the UAE, Kuwait, Bahrain, Qatar, Oman, and Egypt, covering domestic switches, regulators, access routes, why cash on delivery persists, and how rejections and remittance cycles reshape cash flow.