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Three Ways into Latin American Acquiring: Local Acquirers, Cross-Border Aggregators and Ecosystem Platforms

The first question when entering Latin American payments is not "which provider" but "who holds the local acquiring status". Local acquirers close authorisation, clearing and chargebacks locally, at the cost of eligibility that almost always requires a local entity and tax ID. Cross-border aggregators cover many countries through one API, at the cost of uneven depth per market. Ecosystem platforms bring traffic, but the account relationship is not yours. The three routes differ entirely in eligibility, cost and liability.