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Payment Platforms

Knowledge Commerce Payment Design: One-Off Purchase, Subscription, and Instructor Revenue Share

2026-11-09 16IDC

The hard part of knowledge commerce is not collecting money but the two exits: the refund boundary once content has been delivered, and revenue sharing among instructor, channel and platform. This article breaks down collection design across one-off purchase, subscription and credit-pack models, with refund criteria, virtual category onboarding and two settlement paths.

Payment Platforms

Chain Store Unified Collection: Account Structure, Split Settlement, and Who Issues the Invoice

2026-11-09 16IDC

The hard part of chain store collection is not whether money can be taken but whose account it lands in and who issues the invoice. That combination determines the account structure, whether split settlement is needed, and how reconciliation splits. This article designs structures for direct-operation, franchise and hybrid models.

split settlement in-store redemption payment design direct operation and franchise multi-store reconciliation