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Membership Auto-Renewal in China: Mandate Signing, Debit Execution, and Compliance Boundaries

Auto-renewal in China is not a stored card debited on schedule but a mandate relationship where the user signs an authorization and the channel debits on the merchant's behalf. This article compares three usable debit paths, explains what the mandate page must state, why the pre-debit reminder is not optional, and how complaints escalate into feature restrictions.