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Retail Finance

Retail Finance organizes service providers and product options around payments and financial services so readers can research product differences, service quality, use cases, and industry changes.

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Affirm

United States

Founded in 2012 and headquartered in San Francisco, Affirm is the leading US BNPL (Buy Now Pay Later) platform founded by PayPal co-founder Max Levchin. Exclusive Amazon BNPL partner with 300K+ merchants, offering 0%-36% APR flexible installment plans.

Klarna

Sweden

Founded in 2005 and headquartered in Stockholm, Sweden, Klarna is the world's leading Buy Now Pay Later (BNPL) financial services platform with 150M+ consumers and 9M+ merchants across 45 countries.

Affirm

United States

Founded in 2012 and headquartered in San Francisco, Affirm is the leading US BNPL (Buy Now Pay Later) platform founded by PayPal co-founder Max Levchin. Exclusive Amazon BNPL partner with 300K+ merchants, offering 0%-36% APR flexible installment plans.