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Africa Payment Playbook: Mobile Money, Bank Transfer, and Currency Constraints

Africa is not one market but many, where operator-led mobile money runs in parallel with the card system. This playbook goes country by country across Kenya, Nigeria, South Africa, Ghana, Uganda, Tanzania, Egypt, and North Africa, covering dominant methods, operator types, and repatriation difficulty, and explains why the real blocker is usually not collecting locally but getting local currency back out.