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Shopify Payment Options: Shopify Payments Versus Third-Party Gateways

Choosing how to collect money on Shopify is not a rate question, it is an availability question. This guide covers the three collection paths, Shopify Payments availability limits, extra transaction fees on third-party providers, method coverage by market, multi-currency settlement, subscriptions, chargebacks, and switching costs.

GoCardless Guide: Bank Direct Debit and Subscription Collection

Bank direct debit and card acquiring are two different mechanisms: no card number, no 3-D Secure and essentially no card scheme chargebacks, replaced by mandate management and returns handling. The core engineering problem is not the payment page but the mandate lifecycle. This guide covers positioning, onboarding, integration, fee components and misreadings.