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Merchant of Record Platforms Compared: Paddle, Lemon Squeezy, and Building It Yourself

A merchant of record platform takes on the legal responsibility for worldwide sales tax and VAT, sparing digital product and SaaS teams from building a tax function. The trade-off is a higher effective rate, less control, and platform-side compliance review. This article explains how MoR differs from acquiring and tax tools, and compares the main platforms with the self-built route.

Cross-Border Payment Selection Matrix: Where Stripe, PayPal, Airwallex and PingPong Fit

Comparing Stripe, PayPal, Airwallex, PingPong, Payoneer, WorldFirst and Paddle on fees alone produces the wrong answer, because they play different roles. This matrix repositions them into four roles (card acquiring, wallet, collection account, merchant of record), then narrows the choice with five decision questions.