Tigo Pesa is the Tanzanian mobile money service launched by Tigo Tanzania in 2010, serving millions of users. Through telecom networks, agents and TIPS interoperability, it offers transfers, bill payments, airtime top-ups, QR payments and cash-in/cash-out.
LINE is a national-level instant messaging app launched by NHN Japan in 2011, with over 190 million monthly active users across Japan, Taiwan, and Thailand. It has grown from a chat tool into a super app spanning payments, news, e-commerce, and music, and LINE Official Account is the standard channel for businesses to reach Japanese users.
KakaoTalk is South Korea's national instant messaging app launched in 2010, covering over 97% of Korean smartphone users and evolving into a super app that combines chat, KakaoPay payments, KakaoBank banking, and mobility services.