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Buy Now Pay Later · Provider

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Sezzle

United States

Founded in 2016 and headquartered in Minneapolis, Minnesota, Sezzle is a BNPL (Buy Now Pay Later) platform focused on Gen Z consumers. With 3M+ active users, it offers interest-free installment plans with lower approval thresholds than leading competitors.

Sezzle

United States

Founded in 2016 and headquartered in Minneapolis, Minnesota, Sezzle is a BNPL (Buy Now Pay Later) platform focused on Gen Z consumers. With 3M+ active users, it offers interest-free installment plans with lower approval thresholds than leading competitors.

Scalapay

Italy

Scalapay, founded in 2019 and headquartered in Milan, Italy, is a Buy Now Pay Later (BNPL) platform serving Italy, Europe, Australia, and New Zealand with 4 interest-free installments across 10+ markets.

Scalapay

Italy

Scalapay's payment service provides 4 interest-free installment checkout for merchants in Europe and ANZ markets, with ecommerce plugins and API for fast integration to lift average order value and conversion.

Przelewy24

Poland

Founded in 2003 and headquartered in Poznan, Poland, Przelewy24 (P24) is operated by PayPro S.A., covering 500+ Polish bank channels and serving 2500+ merchants with BLIK, bank transfers, installments and buy-now-pay-later online collection solutions.

Afterpay

Australia

Founded in 2014 and headquartered in Sydney/Melbourne, Australia, Afterpay is the pioneer and global leader of the BNPL (Buy Now Pay Later) model. Acquired by Block (Square) in 2022 for $29B, it serves 20M+ active consumers and 100K+ merchants with its signature 4-payment interest-free installment plan.

Affirm

United States

Founded in 2012 and headquartered in San Francisco, Affirm is the leading US BNPL (Buy Now Pay Later) platform founded by PayPal co-founder Max Levchin. Exclusive Amazon BNPL partner with 300K+ merchants, offering 0%-36% APR flexible installment plans.

Zip Pay

Australia

Zip Pay (Zip Co) was founded in 2013 and is headquartered in Sydney, Australia. It is a Buy Now Pay Later (BNPL) platform serving 3M+ consumers across AU, NZ, US, UK and Canada.

Przelewy24

Poland

Founded in 2003 and headquartered in Poznan, Poland, Przelewy24 (P24) is operated by PayPro S.A., covering 500+ Polish banks and serving 2500+ merchants with BLIK, bank transfers, installments and buy-now-pay-later — the standard payment gateway for Polish e-commerce.

Klarna

Sweden

Founded in 2005 and headquartered in Stockholm, Sweden, Klarna is the world's leading Buy Now Pay Later (BNPL) financial services platform with 150M+ consumers and 9M+ merchants across 45 countries.

Afterpay

Australia

Founded in 2014 and headquartered in Sydney/Melbourne, Australia, Afterpay is the pioneer and global leader of the BNPL (Buy Now Pay Later) model. Acquired by Block (Square) in 2022 for $29B, it serves 20M+ active consumers and 100K+ merchants with its signature 4-payment interest-free installment plan.

Affirm

United States

Founded in 2012 and headquartered in San Francisco, Affirm is the leading US BNPL (Buy Now Pay Later) platform founded by PayPal co-founder Max Levchin. Exclusive Amazon BNPL partner with 300K+ merchants, offering 0%-36% APR flexible installment plans.